Categoreis of Information We Collect We collect nonpublic personal information about you from the following sources: you, your transactions with us, govermental agencies, consumer reporting agencies.

Parties to Whom we Disclose Information WE restrict access to your nonpublic personal information to those people who need to know it, in order to provide products or services to you. We maintain physical, electronic, andprocedural safeguards that comply with federal regulation to guard your nonpublic personal information.

We reserve the right to change this policy at anytime. If this happens you will be notified before the effective date of the change.